Comments on: The Problem with Mortgage Refinancing http://richsnail.com/blog/the-problem-with-mortgage-refinancing?utm_source=rss&utm_medium=rss&utm_campaign=the-problem-with-mortgage-refinancing Expatriation in Malaysia & South East Asia Sun, 20 May 2012 14:27:00 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: Ant http://richsnail.com/blog/the-problem-with-mortgage-refinancing/comment-page-1#comment-115 Ant Fri, 22 May 2009 09:22:38 +0000 http://richsnail.com/blog/?p=396#comment-115 i like your blog. thanks for the info. i like your blog. thanks for the info.

]]> By: Ant http://richsnail.com/blog/the-problem-with-mortgage-refinancing/comment-page-1#comment-64 Ant Fri, 22 May 2009 03:22:38 +0000 http://richsnail.com/blog/?p=396#comment-64 i like your blog. thanks for the info. i like your blog. thanks for the info.

]]> By: Jacques http://richsnail.com/blog/the-problem-with-mortgage-refinancing/comment-page-1#comment-47 Jacques Thu, 26 Feb 2009 01:43:24 +0000 http://richsnail.com/blog/?p=396#comment-47 Thanks for the link :-) Thanks for the link :-)

]]> By: OngKL http://richsnail.com/blog/the-problem-with-mortgage-refinancing/comment-page-1#comment-46 OngKL Wed, 25 Feb 2009 23:52:29 +0000 http://richsnail.com/blog/?p=396#comment-46 Yes, it's nice to share our portfolio here. Here is my latest personal investment portfolio since last quarter of 2008:<br><br>Real estate - 50%<br>Precious metal - 20%<br>Cash (FD, ASW, high yield savings) - 20%<br>Stock & unit trust - 10%<br><br>I totally agree with Fauzi that one should avoid greediness when come to real estate investment. Affordability should be the first priority at this juncture, not excessive leveraging.<br><br>There are always opportunities out there and it is our responsiblity to equip ourselves with the right attitude, knowledge and options available to us.<br><br>Jacques, don't mind we link your blog from reijb.com? Thanks.<br><br>Cheers Yes, it's nice to share our portfolio here. Here is my latest personal investment portfolio since last quarter of 2008:

Real estate – 50%
Precious metal – 20%
Cash (FD, ASW, high yield savings) – 20%
Stock & unit trust – 10%

I totally agree with Fauzi that one should avoid greediness when come to real estate investment. Affordability should be the first priority at this juncture, not excessive leveraging.

There are always opportunities out there and it is our responsiblity to equip ourselves with the right attitude, knowledge and options available to us.

Jacques, don't mind we link your blog from reijb.com? Thanks.

Cheers

]]> By: Jacques http://richsnail.com/blog/the-problem-with-mortgage-refinancing/comment-page-1#comment-44 Jacques Fri, 20 Feb 2009 09:33:43 +0000 http://richsnail.com/blog/?p=396#comment-44 Hi Fauzi. Good idea to share our portfolio break down here.<br>For now we keep things quite simple. We focus with my wife is on topping up our mortgage reimbursement. The mortgage reimbursement surplus represent roughly 20% of what we would pay for rent. Another 30% goes into overseas FD and ASB. The remaining is invested in an offshore ILP with diversified funds, mostly index and trackers. Here you are :-) Hi Fauzi. Good idea to share our portfolio break down here.
For now we keep things quite simple. We focus with my wife is on topping up our mortgage reimbursement. The mortgage reimbursement surplus represent roughly 20% of what we would pay for rent. Another 30% goes into overseas FD and ASB. The remaining is invested in an offshore ILP with diversified funds, mostly index and trackers. Here you are :-)

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