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	<title>Rich Snail &#187; disablement</title>
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	<description>Expatriation in Malaysia &#38; South East Asia</description>
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		<title>Two Questions For Those Protected By Their Employers</title>
		<link>http://richsnail.com/blog/two-questions-for-those-protected-by-their-employers?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=two-questions-for-those-protected-by-their-employers</link>
		<comments>http://richsnail.com/blog/two-questions-for-those-protected-by-their-employers#comments</comments>
		<pubDate>Thu, 20 Aug 2009 01:00:19 +0000</pubDate>
		<dc:creator>jacques</dc:creator>
				<category><![CDATA[Expatriation]]></category>
		<category><![CDATA[benefits]]></category>
		<category><![CDATA[compensation]]></category>
		<category><![CDATA[disablement]]></category>
		<category><![CDATA[Healthcare]]></category>
		<category><![CDATA[Income]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Life]]></category>

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		<description><![CDATA[One thing I realised by sitting down with many expatriates to discuss about their protection needs &#8211; or compensation and benefits as some like to call it &#8211; is that lots of them rely on their companies to cover them. This is especially true of those working in the Oil &#38; Gas industry. If you [...]]]></description>
			<content:encoded><![CDATA[<p>One thing I realised by sitting down with many expatriates to discuss about their protection needs &#8211; or compensation and benefits as some like to call it &#8211; is that lots of them rely on their companies to cover them. This is especially true of those working in the Oil &amp; Gas industry.</p>
<p>If you are in this situation, I invite you to ask yourself the two following questions:</p>
<p>(1) does your company compensation and benefits scheme protection you as per your <strong>needs</strong> ? And I do not limit this question to healthcare only, life, income and disablement cover should also be reviewed&#8230;</p>
<p>(2) What does happen when you move on, or when you retire ? Can you keep your cover and benefits ?</p>
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