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	<title>Rich Snail &#187; Asia</title>
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	<description>Expatriation in Malaysia &#38; South East Asia</description>
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		<title>Expatriate Survey 2009 by HSBC</title>
		<link>http://richsnail.com/blog/expatriate-survey-2009-by-hsbc?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=expatriate-survey-2009-by-hsbc</link>
		<comments>http://richsnail.com/blog/expatriate-survey-2009-by-hsbc#comments</comments>
		<pubDate>Thu, 01 Oct 2009 13:00:04 +0000</pubDate>
		<dc:creator>Jacques</dc:creator>
				<category><![CDATA[Expatriation]]></category>
		<category><![CDATA[2009]]></category>
		<category><![CDATA[Asia]]></category>
		<category><![CDATA[Expatriates]]></category>
		<category><![CDATA[HSBC]]></category>
		<category><![CDATA[Investors]]></category>
		<category><![CDATA[South Africa]]></category>
		<category><![CDATA[Survey]]></category>
		<category><![CDATA[Thailand]]></category>

		<guid isPermaLink="false">http://richsnail.com/blog/?p=618</guid>
		<description><![CDATA[The Expat Explorer Survey 2009 from HSBC is out. Its scope is quite limited &#8211; 2,000 participant only, spread across many different countries -but its conclusions ring true to a degree. The report shows that the US, Thailand and South Africa are the expat locations which suffered most from the crisis so far. To the [...]]]></description>
			<content:encoded><![CDATA[<p>The <a href="http://www.offshore.hsbc.com/1/PA_1_4_S5/content/international/2g_pdfs/expat/expatresults09.pdf">Expat Explorer Survey 2009</a> from HSBC is out. Its scope is quite limited &#8211; 2,000 participant only, spread across many different countries -but its conclusions ring true to a degree.</p>
<p>The report shows that the US, Thailand and South Africa are the expat locations which suffered most from the crisis so far. To the point that almost half of the expats surveyed in the US are considering returning home. Financially, Asia remains very attractive, with around 25% of expatriates earning more than 200K USD per year.</p>
<p>Overall, and despite the economic crisis, expats are wealthier and save more than in their home country. They also are more sophisticated investors &#8211; not a surprise &#8211; with 46% investing in shares, 53% doing so in property, while 42% using managed funds.</p>
<p>All in all, a good read, and an interesting lifeline on the expat situation worldwide. I just have a nagging impression that it does not represent the different type of expatriates out there. Seeing the results, I guess most expatriates interviewed were of the Executive type, who are posted internationally by their MNC. By experience, expatriation is very diverse and more and more expats* are not in this situation.</p>
<p><em>* To me, an expat is a person who is voluntarily absent from home or country</em></p>
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		<title>Lighthouse Goes Blogging</title>
		<link>http://richsnail.com/blog/lighthouse-goes-blogging?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=lighthouse-goes-blogging</link>
		<comments>http://richsnail.com/blog/lighthouse-goes-blogging#comments</comments>
		<pubDate>Tue, 10 Feb 2009 11:26:25 +0000</pubDate>
		<dc:creator>Jacques</dc:creator>
				<category><![CDATA[Reflections]]></category>
		<category><![CDATA[Asia]]></category>
		<category><![CDATA[Blog]]></category>
		<category><![CDATA[Discussion]]></category>
		<category><![CDATA[Lighthouse]]></category>
		<category><![CDATA[Lighthouse Asia]]></category>
		<category><![CDATA[Lighthouse Blog]]></category>

		<guid isPermaLink="false">http://richsnail.com/blog/?p=344</guid>
		<description><![CDATA[I am happy to report that Lighthouse, the company I work for, just entered the blogosphere. Our blog name is not the most creative, but it is dead simple to remember: Lighthouse Blog.  A quick teaser: We provide totally independent and unbiased advice and representation to expatriates around the world. As we love nothing more [...]]]></description>
			<content:encoded><![CDATA[<p>I am happy to report that <a href="http://www.lighthouse.asia/" target="_blank">Lighthouse</a>, the company I work for, just entered the blogosphere. Our blog name is not the most creative, but it is dead simple to remember: <a href="http://www.lighthouse.asia/blog/" target="_blank">Lighthouse Blog</a>.  A quick teaser:</p>
<blockquote><p>We provide totally independent and unbiased advice and representation to expatriates around the world. As we love nothing more than a healthy exchange of point of views, we simply hope you will enjoy your stay and will enter the discussion !</p></blockquote>
<p>There are very few international advisers who are blogging or simply participating in the web discussion. Our aim is to fill this gap, with informed postings and many lively discussion with our clients, friends and visitors.</p>
<p>Of course, like every new blog, there only are a handful of posting there. Just give us a little time and you&#8217;ll see many thought provoking ideas pop up over there. The best way you can stay updated is to subscribe to the <a href="http://feeds2.feedburner.com/LighthouseAsia" target="_blank">Lighthouse RSS Feed</a>.</p>
<p>Do give us your feed-back and opinion, we love nothing more than a healthy discussion !</p>
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